Need help with a consumer issue

When you buy goods or services the law gives you consumer rights. These protect you from being treated unfairly by a trader. You may have received poor service or you may want to switch energy suppliers or cancel a contract. Maybe you are thinking of taking a business to the small claims court?  Please visit us or call if you have an issue you need our help with.

See below for common problems that you have been talking to us about:

Consumer rights and guarantees

A guarantee cannot take away your existing legal rights or any additional rights included in your contract but it may give you extra protection. These include your rights to a repair, replacement or refund as well as compensation for damages and loss and being able to cancel a faulty service.

Complaints and problems

Milton Keynes Citizens Advice can offer information and advice to consumers about how to resolve problems or make a complaint. You can use our complaint letter template to help you draft a letter to the business.

Link to template letter

Scams 

Mass Marketing Frauds target individuals of all ages and walks of life. Victims are lured with false promises of significant cash prizes, goods or services, in exchange for up-front fees, taxes or donations There are many different types of scams – online, phone, mail and face-to-face. Online scams – never email your personal, credit card or online account details. Remember, if it looks too good to be true, it probably is. Other organisations that maybe able to help if you suspect you have been a victim of a scam and find that you have been financially compromised:

Action Fraud

Get Safe Online

Phishing

Phishing refers to emails that trick people into giving out their personal and banking information. These messages seem to come from legitimate businesses, normally banks or other financial institutions or telecommunications providers. The scammers are generally trying to get information like your bank account numbers, passwords and credit card numbers, which they will then use to steal your money.

Phishing emails often look genuine and use what look to be genuine internet addresses—in fact, they often copy an institution’s logo and message format, which is very easy to do. It is also common for phishing messages to contain links to websites that are convincing fakes of real companies’ home pages.

PPI Claims

The banks, loan and credit card companies routinely mis-sold payment protection insurance, if you took out any type of loan, credit card, mortgage or store card in the past 10 years, there is a good chance that you can claim back a PPI refund. Please remember you can claim back what you are owed for free.

Follow this link to Martin Lewis’ website for a template letter for claiming back PPI

External Agencies

Other agencies that maybe able to help with consumer enquiries that can also provide you with information about your rights and options. They may also be able to help negotiate a resolution between you and the seller:

Citizens Advice Consumer Service

Martin Lewis Moneysaving Expert

Please use this link to find out what information you should bring with you when you visit us with a consumer issue.

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